鞍山雅思|中国数字货币项目

鞍山际丰留学为准备出国留学的同学推出“鞍山雅思”系列英语训练，同时还有英语四、六级，托福，初高中英语，新概念英语等相关语言资料，希望同学们通过当前各种前沿的资讯和报道，来学习地道的英语，从而提高阅读和写作的能力，欢迎大家学习“鞍山雅思”。

Around noon on August 29, users of China Construction Bank noticed that a central bank digital currency wallet feature was available inside the bank’s mobile app. However, the bank has now disabled① the feature from public users. Nonetheless, the brief availability of the wallet shows the Chinese commercial bank has been working towards adoption for the digital yuan initiative, also known as DCEP, which is led by the People’s Bank of China. It is expected to be a digital ledger② that will be pegged③ 1:1 with the existing RMB. Currently being piloted④ in major Chinese cities from Shenzhen to Chengdu, the design is expected to be finalized by the end of 2020. The PBoC is also working with DiDi Chuxing and other internet-based services to apply digital yuan into more payment scenarios. (Coindesk and Forbes)

8月29日中午前后，中国建设银行的用户注意到，在该行的手机应用中，人行数字货币钱包的功能已经上线。然而，建行目前已暂停向公众用户开放该功能。尽管如此，数字货币钱包的短暂亮相，说明这家商业银行一直在努力推进数字货币（即DCEP）的采用。数字货币项目由中国人民银行主导，有望成为数字账本，与现有人民币1:1挂钩。目前DCEP正在深圳和成都等中国主要城市试点，预计将在2020年底前完成设计。人行也在与滴滴出行等互联网公司合作，将数字货币应用到更多的支付场景中。

【注释】

① disable: [dɪsˈeɪbl] vt. to make (sth.) unable to work so that it cannot be used 使停止工作，使不起作用

② ledger: [ˈledʒə(r)] n. a book or electronic document in which a bank, a business, etc. records the money it has paid and received 分类账

③ peg: [peɡ] vt. to fix or keep (prices, wages, etc.) at a particular level 将｛价格、工资等｝与｛…｝挂钩

④ pilot: [ˈpaɪlət] vt. to test (a new product, idea, etc.) with a few people or in a small area before it is introduced everywhere 试用｛新产品、新想法等｝

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